iCreditSolutions.com collects minimal
information before transferring you to the third party company.
The information is used for specific purposes, as listed in Section
1. Some of your general information, collected at iCreditSolutions.com,
is never transferred to our third party partner site without your permission. This information includes: your
name, email address, and answers to specific questions asked on
the application page 1. We do not collect personally identifiable
or financial information, such as social security number, income,
or bank information, and that information is not shared with us
from our third party partner.
"You" or "Your" means you
as a participant in or as a user of the iCreditSolutions.com program.
"We" or "Our" or "Us" means iCreditSolutions.com. "Our site" means iCreditSolutions.com.
All information transmitted, printed or otherwise
submitted to iCreditSolutions.com, via this website shall be deemed
to be the property of iCreditSolutions.com, and iCreditSolutions.com,
shall be free to use such information for any lawful purpose
as detailed herein.
We reserve the right to release such information
to law enforcement or other governmental officials as we, in our
sole and absolute discretion, deem necessary to comply with the
law.
Collected Information
We automatically collect and/or track the following:
(1) web page http headers (home server domain names, IP address,
type of client computer, and type of Web browser);
(2) information knowingly provided by you through on-line forms,
registration forms, surveys, and/or other entries, such as email
addresses, personal or demographic information;
(3) information, user specific or aggregate, on what pages our visitors
access and
(4) the e-mail addresses of visitors that communicate with iCreditSolutions.com,
via e-mail.
Use of Data Collected
We use your personal, demographic and profile data to enhance your
experience at our site and to enable us to present content we think
you might be interested in. We use your contact information to send
you information about our company and promotional material from
our partners. We may also use your personal, demographic and profile
data to improve our site, for statistical analysis, for marketing
and promotional purposes, and for editorial or feedback purposes
for our advertisers. Information collected by us may be added to
our databases and used for future e-mails or postal mailings regarding
site updates, new products and services, upcoming events, and/or
status of orders placed online.
Disclosure of Data to Third Parties
This Privacy Policy applies to consumers that have signed up on the www.iCreditSolutions.com website. We may sell the personal information that you supply to us and we may work with other third party businesses to bring selected retail opportunities to our members via direct mail, email and telemarketing. These businesses may include providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation and email marketing.
If you choose to provide personal information, it will be used for
the following purposes: (1) considering you for an account with
our third party company, (2) sharing of your information with trusted
third parties such as credit bureaus and or other financial services
providers, (3) as required by law and (4) for marketing products
and services which we determine, in our sole judgment, that you
might find of interest. We reserve the right to share, rent, sell,
or otherwise disclose data we collect to third parties. Any third
party we share, rent, sell, or otherwise disclose data to will be
carefully prescreened by us, determined by us to be reputable, and
will use the personal data for marketing products and services which
we determine, in our sole judgment, that you might find of interest.
Your Opt-Out Rights
You may opt-out of receiving communications from us and or our partners
by not submitting your information. We also allow you to remove
your information from our database. If you remove your information
from our database it will no longer be used by iCreditSolutions.com,
for secondary purposes, but you may still be included in our
partner list. If you wish to be excluded from all communications
involving your visit to iCreditSolutions.com, , you must opt-out of
our list as well as our partner list. You can remove your information
with iCreditSolutions.com, by sending your request in writing via
email to optout@iCreditSolutions.com,
Your Rights To Your Personal Data
Upon request via postal mail or e-mail, we will provide you a summary
of personal information retained by us. We will only send your personal
records to your e-mail address or postal address we have on file
for you. You may remove your personal record from our databaseby sending your request in writing via email to: optout@iCreditSolutions.com,
We Do Not Intend To Collect Data From Children
The information and services provided to us or our affiliates, sponsors,
and advertisers are not intended to be viewed by children (under
18 years old). No information collected from children is knowingly
used for any marketing or promotional purposes whatsoever, either
inside or outside iCreditSolutions.com, .
Our Right To Contact You
We reserve the right to contact you regarding your account status
and changes to subscriber agreements, privacy policy, or any other
policies or agreements relevant to you.
Our Right To Change
We reserve the right to change this policy at any time by notifying
you of the existence and location of the new or revised privacy
policy or by posting the changes online at our site.
Our contact information
If you have any questions about this privacy statement, the practices
of this site, or your dealings with this website, you can contact
us via email sent to: optout@iCreditSolutions.com,
.
Anti Spam Policy. Can-Spam Act Compliance
iCreditSolutions.com, is dedicated to ensuring compliance with the
'Can-Spam Act', which took effect January 1, 2004. You may receive
email from iCreditSolutions.com, in the following circumstances:
- Acknowledging your application has been received and requesting
additional action
- Requests for additional information to support your current
application
- Thanking you for your valued business
- Advertisements for our products, services, changes in services,
new product availability
- Advertisements for third party products and services where
we have determined that such product or service may be of interest
to our customers.
Our third party partner may email you for a variety
of reasons. You should read our partners privacy policy to determine
how your information will be used by our partner.
To ensure compliance with the Can-Spam Act, iCreditSolutions.com,
has implemented the following guidelines for email delivery:
- All emails sent to you by iCreditSolutions.com, will clearly
identify iCreditSolutions.com, as the sender.
FROM / SENDER: iCreditSolutions.com,
- The Subject Line of any email you receive will always accurately
describe the subject matter of the email.
- Any email from iCreditSolutions.com, will include the ability
to unsubscribe from future email messages.
- Unsubscribing will ensure the customer is removed from ALL lists
at iCreditSolutions.com, ; this excludes customer service emails
regarding the processing and status of a current loan application.
- Advertising emails from iCreditSolutions.com, will include information
that the email is an advertisement, either in the body or footer
of the email.
- All emails sent to you directly by iCreditSolutions.com, include
valid postal address information in the footer. The address for
iCreditSolutions.com, is:
iCreditSolutions.com,
1461 1st Ave #258
NEW York, NY 10021
- All third party marketing partners are required to comply with
the Can-Spam Act.
- Emails sent to you directly by iCreditSolutions.com, will include
an email address and physical address where you can send suggestions,
complaints or other correspondence.
Third Party Can-Spam Compliance
In addition to the compliance issues described in Section 10, iCreditSolutions.com,
requires third party marketers to comply with additional email
marketing requirements.
- iCreditSolutions.com, makes every effort to ensure that all third
party vendors comply with the requirements of the CAN-SPAM Act.
This includes contractual agreements to comply, approval of third
party ads by iCreditSolutions.com, prior to delivery, spot checks
on third party emails and other efforts deemed reasonable by iCreditSolutions.com,
in order to ensure ongoing compliance.
- Third party email may only be delivered to individuals who have
provided the third party marketer with direct or indirect permission
to email offers.
- In the event of a complaint regarding a third party marketer,
within 72 hours that marketing partner will provide the complainant
with:
- The website at which the complainant signed up
- A link to the privacy policy of the sign-up site evidencing
a privacy policy which clearly indicates the complainant has
given permission to receive email offers
- The date the complainant signed up or opted in (and the
time if available)
- The I.P. address from which the complainant signed up
Information for ISPs
iCreditSolutions.com understands consumers' concerns over
the use of their personal information. We hope this information
will relieve any concerns your company may have regarding our email
policies.
iCreditSolutions.com and its affiliated sites use only an "opt-in or
opt out" method of obtaining customer information, and it is
not our policy to send unsolicited email. We obtain email addresses
and personal information from third parties that follow the same
set of policies.
iCreditSolutions.com email messages sent include the following information
about the origin of the emails and include instructions on how recipients
can unsubscribe from receiving future email messages:
This
email is not sent unsolicited. This is an iCreditSolutions.com emailing.
Offers are sent to subscribers ONLY.
The e-mail address you subscribed
with is: youremailaddress@yourhost.com
To be removed from our list, click
here
or reply to this email with "remove" in the subject
View our privacy policy
ISP's view our policies
From time to
time, iCreditSolutions.com will enter into an arrangement with a third party
website to allow individuals to opt into our marketing program on
those third party websites. In each case the third party websites
have represented and warranted to us, among other things, (1) that
the data was collected voluntarily from individuals on website registrations
and co-registrations, (2) that the sellers have a right, under any
applicable privacy statements, to transfer the data to us, and (3)
that iCreditSolutions.com has the right to send marketing offers to the
individuals.
We hope this information satisfies any questions or concerns you
may have regarding the email practices of iCreditSolutions.com. If you have
additional questions or wish to discuss this matter further, please
contact us at privacy@iCreditSolutions.com |
